“There is always a lot to spend
money on, and sometimes the bills can’t wait for the salary to be paid” Tope
complained when his wife informed him that they had run out of cooking gas and
had to refill.
He had just moved to a new
location with his family and the bills seemed to be coming at such speed that
he could hardly keep up. Barely three weeks in the new apartment, the
electricity bill had arrived. The new
apartment was bigger than the last and their two double-seater cushions left
too much space vacant in the seating room. They needed to get a couple more
furniture to fill the space. His wife had not stopped reminding him of the car
he promised to get, in order to ease mobility for the family.
Everyone has been a Tope at some
point in time, and that is why everyone needs a financial partner like FirstBank,
Nigeria’s premier and leading financial services brand. FirstBank offers a
variety of loan products that can help you ease off pressure as you work
towards meeting pressing and urgent needs, as well as medium term goals.
FirstAdvance
is a digital product tailored for Salary Account holders, who have an urgent
cash need and would want to access salary advance from the bank. If you have held a salary account with FirstBank
for up to two months, you can access 50% of your monthly net salary and as much
as half a million naira (N500,000).
A physical visit to the bank branch is
not required as you can access it via the FirstMobile (FirstBank’s Mobile
banking app) and USSD channels. To access the service via USSD, dial *894*11# from the phone number linked
with your FirstBank account. This has proved to be the solution for
many people while emergencies arise before pay day. There is no point in
waiting for month end before you can take on those pressing financial
obligations.
FirstCredit
is another digital product designed to cater for the non-salaried individuals.
All that is required is for your account to have been active and transacting in
FirstBank for six months or more to access FirstCredit. It provides customers with
quick and easy access to loans to fund urgent transactions. You do not need a
smart phone or a physical visit to the bank to get this done as well. This credit
facility can be accessed using a mobile phone and the USSD banking code, *894*11#. You can access as much as N300,000 to be
repaid within 30 days.
No physical documentation or
collateral is required, neither do you need a physical visit to the bank to access
both loans. Imagine the confidence that
comes with sorting out your bills within minutes and without having to wait till
month end.
Salary accounts should do more
than receiving your monthly pay from your employer. It should be instrumental
in making your day-to-day living easier, and this is what having your salary
account with FirstBank can achieve for you. You can get a Personal Loan Against
Salary (PLAS) if you have a a longer-term project at hand or investments to
make. It may be paying school fees for your kids, acquiring assets or
renovating your properties, paying rent, taking professional examinations. Customer
who qualify can access Up to N50 million based on their net monthly income and
rates are competitive, while offering long term and flexible repayments up to
48 months tenor.
Despite all these benefits and
ease in access to loans, it literarily costs nothing to open a FirstBank Salary
Account. Zero opening balance, Zero
minimum daily operating balance, Zero account maintenance charge, plus you even
get your first debit card issued for free.
Truly, it is always “YOU FIRST”
from FirstBank.
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